Terms & Conditions

1. Introduction

Welcome to Digital Balance ("Company", "we", "our", "us"). These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at digitalbalance.hu (the "Service") and any related services offered by Digital Balance.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Use of the Website

2.1 Eligibility

By using our Service, you represent and warrant that you are over the age of 16 and are legally capable of entering into binding contracts. If you are using the Service on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind such entity to these Terms.

2.2 Account Creation

Some features of the Service may require you to create an account. When you create an account, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

2.3 Prohibited Activities

When using our Service, you agree not to:

• Use the Service in any way that violates any applicable local, national, or international law or regulation
• Use the Service for the purpose of exploiting, harming, or attempting to exploit or harm minors in any way
• Transmit any material that is defamatory, offensive, or otherwise objectionable
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others
• Interfere with or disrupt the Service or servers or networks connected to the Service
• Attempt to gain unauthorized access to any portion of the Service or any other systems or networks connected to the Service
• Use data mining, robots, or similar data gathering and extraction methods
• Use the Service to send unsolicited communications, promotions, or advertisements, or spam
• Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service

3. Intellectual Property Rights

3.1 Service Content

The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of Digital Balance and its licensors. The Service is protected by copyright, trademark, and other laws of both Hungary and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Digital Balance.

3.2 User Content

When you create, upload, post, send, receive, store, or otherwise make available any content on or through our Service, you grant us a non-exclusive, transferable, sublicensable, royalty-free, worldwide license to use, host, store, reproduce, modify, create derivative works, communicate, publish, publicly display, publicly perform, and distribute such content for the purposes of operating and providing our Service to you and our other users.

3.3 Content Standards

Any content you post to the Service must comply with all applicable laws and regulations and must not:

• Infringe any patent, trademark, trade secret, copyright, or other intellectual property rights of any person
• Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable
• Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age
• Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws
• Be likely to deceive any person
• Promote any illegal activity, or advocate, promote, or assist any unlawful act
• Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, alarm, or annoy any other person
• Impersonate any person, or misrepresent your identity or affiliation with any person or organization
• Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising without our prior written consent

3.4 Content Monitoring and Enforcement

We have the right, but not the obligation, to:

• Remove or refuse to post any content for any or no reason
• Take any action with respect to any content that we deem necessary or appropriate, including if we believe that such content violates these Terms, infringes any intellectual property right or other right, threatens the personal safety of users of the Service or the public, or could create liability for the Company
• Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy
• Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Service
• Terminate or suspend your access to all or part of the Service for any or no reason, including without limitation, any violation of these Terms

4. User Responsibilities and Conduct

4.1 Accurate Information

You are responsible for providing accurate and complete information when using our Service, including during account registration and in any content you post or share.

4.2 Service Updates

You understand that the Service may change from time to time as we update or modify our offerings. We reserve the right to withdraw or amend our Service, and any service or material we provide via the Service, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Service is unavailable at any time or for any period.

4.3 Communication Preferences

By creating an account or subscribing to our newsletter, you agree to receive communications from us related to your use of the Service. You can opt out of marketing communications by following the unsubscribe instructions included in these communications.

5. Purchases and Payment

5.1 Pricing and Payment

All prices listed on our Service are in the designated currency and are subject to taxes where applicable. Payment must be made using the methods specified on our Service. By providing payment information, you represent and warrant that you are authorized to use the designated payment method.

5.2 Subscription Services

Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis, depending on the type of subscription plan you select. At the end of each period, your subscription will automatically renew under the same conditions unless you cancel it or we cancel it.

5.3 Free Trial

We may, at our sole discretion, offer a subscription with a free trial for a limited period of time. You may be required to enter your payment information to sign up for the free trial. If you do enter your payment information, you will not be charged by us until the free trial has expired. On the last day of the free trial period, unless you cancel your subscription, you will be automatically charged the applicable subscription fee for the type of subscription you have selected.

5.4 Fee Changes

We may, at our sole discretion and at any time, modify the subscription fees. Any subscription fee change will become effective at the end of the then-current billing cycle. We will provide you with reasonable prior notice of any change in subscription fees to give you an opportunity to terminate your subscription before such change becomes effective. Your continued use of the Service after the subscription fee change comes into effect constitutes your agreement to pay the modified subscription fee amount.

6. Limitation of Liability

6.1 Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Company hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose.

The Company does not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. We do not warrant that the results that may be obtained from the use of the Service will be accurate or reliable.

6.2 Limitation of Liability

In no event shall the Company, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

Our total liability to you for all claims arising from or related to the Service or these Terms shall not exceed the amount you paid to the Company, if any, during the six (6) month period prior to any cause of action arising.

6.3 Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, your user content, any use of the Service's content, services, and products other than as expressly authorized in these Terms.

7. Third-Party Links and Content

Our Service may contain links to third-party websites or services that are not owned or controlled by Digital Balance. Digital Balance has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Digital Balance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

9. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Hungary, without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Hungary. You agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such claims or disputes.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

11. Severability and Waiver

11.1 Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

11.2 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

13. Contact Information

If you have any questions about these Terms, please contact us at: